:root{--surface:#f6f7f4;--surface-raised:#fff;--surface-sunken:#eef0eb;--line:#e2e5de;--line-strong:#c6ccc2;--ink:#0f1a17;--ink-muted:#5a6662;--brand:#0f6e5d;--brand-soft:#e1f2ec;--on-brand:#fff;--night:#0d2621;--on-night:#eef6f2;--night-muted:#a3b8b0;--receita:#2f7d1f;--receita-soft:#e6f3df;--despesa:#c4283a;--despesa-soft:#fde8ea;--alerta:#94620a;--alerta-soft:#fbf0dc;--shadow-sm:0 1px 2px rgba(15,26,23,.06);--shadow-lg:0 24px 48px -16px rgba(15,26,23,.25);--font-sans:Geist,Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;--font-mono:"Geist Mono",ui-monospace,"SF Mono",Menlo,monospace}
@media (prefers-color-scheme:dark){:root{--surface:#08100e;--surface-raised:#101a17;--surface-sunken:#0b1512;--line:#1d2a26;--line-strong:#33453f;--ink:#ecf3f0;--ink-muted:#96a69f;--brand:#4fd1b0;--brand-soft:#133a31;--on-brand:#08100e;--night:#163a32;--on-night:#ecf3f0;--receita:#7ad66a;--receita-soft:#14290f;--despesa:#ff8593;--despesa-soft:#2e1219;--alerta:#f3c15c;--alerta-soft:#2b2210;--shadow-sm:0 1px 2px rgba(0,0,0,.4);--shadow-lg:0 24px 48px -16px rgba(0,0,0,.7)}}
*{box-sizing:border-box}
body{margin:0;background:var(--surface);color:var(--ink);font:15px/1.5 var(--font-sans);-webkit-font-smoothing:antialiased}
a{color:var(--brand)}
:focus-visible{outline:2px solid var(--brand);outline-offset:2px;border-radius:8px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.mono{font-family:var(--font-mono);font-variant-numeric:tabular-nums}
.muted{color:var(--ink-muted)}.small{font-size:12px}.center{text-align:center}.nowrap{white-space:nowrap}
.overline{font-size:11px;line-height:16px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
.h1{font-size:32px;line-height:1.15;letter-spacing:-.03em;font-weight:600;margin:4px 0 24px}
.h2{font-size:18px;letter-spacing:-.01em;font-weight:600;margin:0 0 12px}
code{font-family:var(--font-mono);background:var(--surface-sunken);padding:1px 6px;border-radius:6px}

.top{position:sticky;top:0;z-index:5;background:var(--surface-raised);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:60px;gap:16px}
.nav nav{display:flex;align-items:center;gap:20px;font-size:14px}
.nav nav a{color:var(--ink-muted);text-decoration:none}.nav nav a:hover{color:var(--ink)}
.logo{display:flex;align-items:center;gap:10px;font-weight:600;font-size:17px;letter-spacing:-.02em;text-decoration:none;color:var(--ink)}
.logo.big{font-size:20px;margin-bottom:28px}
.mark{width:28px;height:28px;border-radius:8px;background:var(--brand);display:grid;place-items:center}
.mark{color:var(--on-brand)}
.logo.big .mark{width:36px;height:36px;border-radius:10px}.logo.big .mark svg{width:26px;height:26px}
.page{padding-top:32px;padding-bottom:64px}

.card{background:var(--surface-raised);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow-sm)}
.card.night{background:var(--night);color:var(--on-night);border:0;box-shadow:var(--shadow-lg)}
.card.night .overline,.card.night p{color:var(--night-muted)}
.card.night .amount{font-family:var(--font-mono);font-size:36px;letter-spacing:-.03em;font-weight:500;margin:6px 0}
.card.night .amount.warn{color:#f3c15c}
.card.empty{padding:40px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:16px}
.stat .overline{color:var(--ink-muted)}
.stat .num{font-family:var(--font-mono);font-size:32px;font-weight:500;letter-spacing:-.03em;margin-top:6px}
.num.warn{color:var(--alerta)}

.auth{min-height:100vh;display:grid;place-items:center;padding:24px 16px}
.auth-card{width:100%;max-width:420px;padding:36px;border-radius:28px;box-shadow:var(--shadow-lg)}
.auth-card h1{font-size:28px;letter-spacing:-.03em;margin:0 0 6px}
.auth-card>.muted{margin:0 0 24px}
.auth .alert{max-width:420px}
.foot{margin:20px 0 0;text-align:center;font-size:14px;color:var(--ink-muted)}

label{display:block;font-size:13px;font-weight:500;margin-bottom:16px}
input,select{display:block;width:100%;margin-top:6px;height:46px;padding:0 14px;border:1px solid var(--line-strong);border-radius:12px;background:var(--surface-raised);color:var(--ink);font:15px var(--font-sans)}
input:focus,select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-soft)}
input.code{font-family:var(--font-mono);letter-spacing:.08em;text-transform:uppercase;font-size:17px}
.form-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0 12px}
.span2{grid-column:1/-1}

.btn{display:inline-flex;align-items:center;justify-content:center;height:46px;padding:0 22px;border-radius:999px;border:1px solid transparent;font:500 15px var(--font-sans);cursor:pointer;text-decoration:none}
.btn-primary{background:var(--brand);color:var(--on-brand)}.btn-primary:hover{filter:brightness(1.08)}
.btn-ghost{background:var(--surface-raised);color:var(--ink);border-color:var(--line-strong)}
.full{width:100%}
.linkbtn{background:none;border:0;padding:4px 6px;font:500 13px var(--font-sans);color:var(--brand);cursor:pointer}
.nav .linkbtn{font-size:14px;color:var(--ink-muted)}
.linkbtn.danger{color:var(--despesa)}
form.inline{display:inline}

.alert{padding:12px 16px;border-radius:12px;margin-bottom:16px;font-size:14px}
.alert.ok{background:var(--receita-soft);color:var(--receita)}
.alert.erro{background:var(--despesa-soft);color:var(--despesa)}

.new-codes{list-style:none;padding:0;margin:0 0 16px}
.new-codes li{display:flex;align-items:center;gap:4px;flex-wrap:wrap;padding:8px 0;border-bottom:1px solid var(--line)}
.code-pill{background:var(--brand-soft);color:var(--brand);padding:6px 12px;border-radius:999px;font-size:15px;margin-right:8px}

.table-card{padding:0;overflow:hidden}
.table-head{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;flex-wrap:wrap}
.table-head .h2{margin:0}
.table-scroll{overflow-x:auto}
table{width:100%;border-collapse:collapse;font-size:14px}
th{text-align:left;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-muted);padding:10px 16px;background:var(--surface-sunken)}
td{padding:12px 16px;border-top:1px solid var(--line);vertical-align:middle}
th:first-child,td:first-child{padding-left:24px}
.tag{display:inline-block;padding:3px 10px;border-radius:999px;font-size:12px;font-weight:500;white-space:nowrap}
.tag.livre{background:var(--receita-soft);color:var(--receita)}
.tag.usado{background:var(--brand-soft);color:var(--brand)}
.tag.revogado{background:var(--surface-sunken);color:var(--ink-muted)}
.tag.vence{background:var(--alerta-soft);color:var(--alerta)}
.seg{display:flex;background:var(--surface-sunken);border-radius:999px;padding:4px}
.seg a{padding:6px 14px;border-radius:999px;font-size:13px;color:var(--ink-muted);text-decoration:none}
.seg a.on{background:var(--surface-raised);color:var(--ink);box-shadow:var(--shadow-sm)}
.search{display:flex;gap:8px;width:100%;max-width:480px}.search input{margin:0}
.mini-select{display:inline-block;width:auto;height:32px;margin:0;padding:0 8px;font-size:13px;border-radius:8px}

@media (max-width:860px){.grid2{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}}
@media (max-width:560px){.wrap{padding:0 16px}.nav nav{gap:12px}.auth-card{padding:24px}.h1{font-size:26px}}

/* ===== App financeiro ===== */
.pos{color:var(--receita)}.neg{color:var(--despesa)}.warn{color:var(--alerta)}
.r{text-align:right}.pad{padding:32px}.mt{margin-top:24px}
.nav-right{display:flex;align-items:center;gap:12px;font-size:14px}
.tabs{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;margin:0 -8px;padding:0 0 0}
.tabs::-webkit-scrollbar{display:none}
.tabs a{flex:none;padding:10px 12px 12px;font-size:14px;color:var(--ink-muted);text-decoration:none;border-bottom:2px solid transparent}
.tabs a:hover{color:var(--ink)}
.tabs a.on{color:var(--ink);border-bottom-color:var(--brand);font-weight:500}
.tabs .sep{flex:none;width:1px;margin:10px 6px;background:var(--line-strong)}
.page-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;margin-bottom:20px}
.page-head .h1{margin:4px 0 0}
.head-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.month{display:flex;align-items:center;background:var(--surface-raised);border:1px solid var(--line);border-radius:999px;height:46px;padding:0 4px}
.month a{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;text-decoration:none;color:var(--ink);font-size:20px}
.month a:hover{background:var(--surface-sunken)}
.month span{min-width:132px;text-align:center;font-weight:500;font-size:14px}
.total-pill{background:var(--surface-raised);border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-size:14px;color:var(--ink-muted)}
.total-pill b{color:var(--ink);margin-left:6px}
.lead-p{margin:-8px 0 20px}

.hero-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:16px;margin-bottom:16px}
.card.night{border-radius:28px}
.balance{padding:28px}
.amount-xl{font-family:var(--font-mono);font-size:40px;line-height:1.1;font-weight:500;letter-spacing:-.03em;margin:6px 0 20px;font-variant-numeric:tabular-nums}
.split{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.mini{border:1px solid rgba(163,184,176,.25);border-radius:16px;padding:14px 16px}
.mini .v{font-family:var(--font-mono);font-size:17px;font-weight:500;margin-top:4px;white-space:nowrap}
.card.night .up{color:#7ad66a}.card.night .down{color:#ff8593}
.stat-stack{display:flex;flex-direction:column;justify-content:space-between;gap:16px}
.stat-stack .num,.stat .num{font-family:var(--font-mono);font-size:24px;font-weight:500;letter-spacing:-.02em;margin-top:4px}
.card-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:12px}
.card-head .h2{margin:0}.card-head a{font-size:13px;text-decoration:none}

.list .row{display:flex;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}
.list .row:last-child{border-bottom:0}
.list .t{flex:1;min-width:0}
.list .t b{display:block;font-size:14px;font-weight:500;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.list .t span{font-size:12px;color:var(--ink-muted)}
.list .t span.neg{color:var(--despesa)}
.list .a{font-size:14px;font-weight:500;white-space:nowrap}

.bar{margin-bottom:16px}.bar:last-child{margin-bottom:0}
.bar .bar-top{display:flex;justify-content:space-between;gap:12px;font-size:14px;margin-bottom:8px}
.track{height:8px;border-radius:999px;background:var(--surface-sunken);overflow:hidden}
.track.lg{height:12px}
.fill{height:100%;border-radius:999px;background:var(--brand)}
.fill.neutral{background:var(--line-strong)}
.fill.warn{background:var(--alerta)}.fill.over{background:var(--despesa)}.fill.done{background:var(--receita)}
.hint{font-size:12px;margin-top:6px}
.summary{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:center;margin-bottom:16px;padding:28px}
.summary .amount-xl{margin-bottom:4px}
.summary .track{background:rgba(163,184,176,.2)}
.summary p{margin:8px 0 0}

.btn-sm{height:34px;padding:0 14px;font-size:13px}
.form-card{margin-bottom:16px}
.form-grid.tx-form{grid-template-columns:repeat(3,1fr)}
.span3{grid-column:1/-1}
.seg-radio{display:flex;background:var(--surface-sunken);border-radius:999px;padding:4px;margin-bottom:16px;width:max-content;max-width:100%}
.seg-radio label{margin:0}
.seg-radio input{position:absolute;opacity:0;width:1px;height:1px}
.seg-radio span{display:block;padding:8px 16px;border-radius:999px;font-size:14px;color:var(--ink-muted);cursor:pointer}
.seg-radio input:checked+span{background:var(--surface-raised);color:var(--ink);box-shadow:var(--shadow-sm)}
.seg-radio input:focus-visible+span{outline:2px solid var(--brand)}
label.check{display:flex;align-items:center;gap:10px;font-size:14px}
label.check input{width:18px;height:18px;margin:0;accent-color:var(--brand)}
.actions{display:flex;gap:12px}

.filters{display:flex;flex-wrap:wrap;gap:8px;padding:20px 24px 12px}
.filters input,.filters select{width:auto;flex:1 1 150px;margin:0;height:40px;font-size:14px}
.filters .btn{height:40px}
.sum-bar{display:flex;flex-wrap:wrap;gap:8px 24px;padding:0 24px 16px;font-size:13px;color:var(--ink-muted)}
.sum-bar b{margin-left:4px}
.tag.atraso{background:var(--despesa-soft);color:var(--despesa)}
.tagbtn{border:0;cursor:pointer;font-family:var(--font-sans)}
tr.dim td{opacity:.6}

.grid2.wide-left{grid-template-columns:1.6fr 1fr;align-items:start}
.cat-row{gap:8px}
.cat-edit{display:flex;align-items:center;gap:4px;flex:1}
.cat-edit input{margin:0;height:36px;border-color:transparent;background:transparent;padding:0 8px}
.cat-edit input:hover{border-color:var(--line)}
.cat-edit input:focus{border-color:var(--brand)}
.add-row{display:flex;gap:8px;margin-top:16px;align-items:center}
.add-row input{margin:0;height:40px}
.add-row .btn{flex:none;height:40px}

.orc-list{margin-bottom:20px}
.orc-row{display:grid;grid-template-columns:1fr 200px;gap:24px;align-items:center;padding:16px 0;border-bottom:1px solid var(--line)}
.orc-row:first-child{padding-top:0}
.orc-name b{display:block;font-weight:500;margin-bottom:2px}
.orc-name .track{margin-top:10px}
.orc-input{margin:0}

.goals{display:flex;flex-direction:column;gap:16px}
.big-pct{font-size:22px;font-weight:500}
.goal-nums{font-size:18px;margin:14px 0 2px}
.goal-actions{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-top:8px}
.goal-actions .add-row{margin:0}
.goal-actions .add-row input{width:140px}

.alert.info{background:var(--brand-soft);color:var(--brand)}
.auth-card.wide{max-width:480px}
.sec{margin:8px 0 12px}

/* microfone */
.mic{position:fixed;right:20px;bottom:20px;z-index:20;width:60px;height:60px;border-radius:50%;border:0;background:var(--brand);color:var(--on-brand);box-shadow:var(--shadow-lg);cursor:pointer;display:grid;place-items:center}
.mic[hidden]{display:none}
.mic.on{background:var(--despesa);animation:pulse 1.2s ease-in-out infinite}
@keyframes pulse{50%{box-shadow:0 0 0 12px rgba(196,40,58,.18)}}
.mic-toast{position:fixed;right:92px;bottom:28px;z-index:20;max-width:min(360px,calc(100vw - 120px));background:var(--night);color:var(--on-night);padding:10px 14px;border-radius:14px;font-size:14px;box-shadow:var(--shadow-lg)}
@media (prefers-reduced-motion:reduce){.mic.on{animation:none}}

@media (max-width:860px){
  .hero-grid,.summary,.grid2.wide-left{grid-template-columns:1fr}
  .form-grid.tx-form{grid-template-columns:1fr 1fr}
  .orc-row{grid-template-columns:1fr 140px;gap:12px}
}
@media (max-width:560px){
  .page-head{align-items:stretch}.head-actions{width:100%}.head-actions .btn{flex:1}.month{flex:1;justify-content:space-between}
  .amount-xl{font-size:32px}
  .split{grid-template-columns:1fr}
  .form-grid.tx-form{grid-template-columns:1fr}
  .seg-radio{width:100%}.seg-radio label{flex:1}.seg-radio span{text-align:center;padding:8px 6px}
  .orc-row{grid-template-columns:1fr}
  .who{display:none}
  .mic{right:16px;bottom:16px}
  .mic-toast{right:16px;left:16px;bottom:88px;max-width:none}
  .goal-actions .add-row{width:100%}.goal-actions .add-row input{flex:1;width:auto}
}
.tx-form .span2{grid-column:span 2}
@media (max-width:560px){.tx-form .span2{grid-column:1/-1}}
#form{scroll-margin-top:120px}
.m-only{display:none}
@media (max-width:560px){
  .tx-table th:nth-child(1),.tx-table td:nth-child(1),.tx-table th:nth-child(3),.tx-table td:nth-child(3),.tx-table th:nth-child(4),.tx-table td:nth-child(4){display:none}
  .tx-table .m-only{display:block}
  .tx-table td,.tx-table th{padding-left:10px;padding-right:10px}
  .tx-table td:last-child{white-space:normal}
  .tx-table td:last-child .linkbtn{display:block;width:100%;text-align:right}
}
@media (max-width:560px){.tx-table td:nth-child(2){padding-left:16px}.tx-table td:last-child{padding-right:16px}.tx-table td:last-child .linkbtn{padding:2px 0}.tx-table td.r.mono{font-size:13px}}
.tx-link{color:inherit;text-decoration:none}.tx-link:hover{color:var(--brand);text-decoration:underline}
.del-form{margin-top:8px}
@media (max-width:560px){.tx-table th:last-child,.tx-table td:last-child{display:none}.tx-table td:nth-last-child(2){padding-right:16px}.tx-link{font-weight:500}}
.page{padding-bottom:110px}

/* ===== v2: cartões, linha do tempo, despesas mensais, financiamentos ===== */
.block{display:block}.fw5{font-weight:500}.mt-s{margin-top:12px}
.back{display:inline-block;font-size:13px;text-decoration:none;margin-bottom:4px}
.nav-right a.who{color:var(--ink-muted);text-decoration:none}.nav-right a.who:hover{color:var(--ink)}
.form-grid.two{grid-template-columns:1fr 1fr}
.section-head{display:flex;justify-content:space-between;align-items:baseline;margin:8px 0 12px}
.section-head .h2{margin:0}.section-head a{font-size:13px;text-decoration:none}
.card-foot{display:flex;flex-wrap:wrap;gap:4px 8px;align-items:center;border-top:1px solid var(--line);margin-top:16px;padding-top:12px}
.table-foot{border-top:1px solid var(--line);padding:16px 24px}
.empty-inline{margin-bottom:16px;padding:18px 24px}.empty-inline p{margin:0}
a.link-row{text-decoration:none;color:inherit}
a.link-row:hover b{color:var(--brand)}
.list .row .tag{flex:none}

/* status de fatura */
.pill-status{display:inline-block;padding:3px 10px;border-radius:999px;font-size:12px;font-weight:500;white-space:nowrap;background:var(--surface-sunken);color:var(--ink-muted);text-transform:none;letter-spacing:0}
.pill-status.aberta{background:var(--brand-soft);color:var(--brand)}
.pill-status.fechada{background:var(--alerta-soft);color:var(--alerta)}
.pill-status.vencida{background:var(--despesa-soft);color:var(--despesa)}
.pill-status.paga{background:var(--receita-soft);color:var(--receita)}
.card.night .pill-status{background:rgba(255,255,255,.12);color:var(--on-night)}

/* cartões */
.card-strip{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin-bottom:16px}
.cards-list{display:flex;flex-direction:column;gap:16px}
a.card.credit{display:block;text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s}
a.card.credit:hover{border-color:var(--brand);box-shadow:var(--shadow-lg)}
.credit-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px;margin-bottom:14px}
.credit-head b{font-size:16px;font-weight:600}
.credit .num{font-family:var(--font-mono);font-size:24px;font-weight:500;letter-spacing:-.02em;margin:4px 0 8px}
.credit-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px}
.pay-form .form-grid.two{gap:0 12px}
.row-inline{display:flex;justify-content:space-between;align-items:center;padding:6px 0}

/* visão geral */
.mini-note{font-size:12px;color:var(--night-muted);margin-top:2px}
.today-box{display:block;text-decoration:none;color:inherit;border-top:1px solid var(--line);padding-top:14px}
.today-box .track{margin:8px 0 6px}
.stat-stack .small{margin-top:2px}

/* linha do tempo */
.hero-note{margin:14px 0 0;font-size:14px;line-height:1.55}
.card.night .hero-note{color:var(--night-muted)}.card.night .hero-note b{color:var(--on-night)}
.dark-track{background:rgba(255,255,255,.14);height:10px}
.card.night .amount-xl.down{color:#ff8593}.card.night .amount-xl.up{color:#7ad66a}
.limit-form{margin:0 0 12px}.limit-form input{max-width:180px}
.suggest{background:var(--surface-sunken);border-radius:14px;padding:12px 14px;margin-bottom:8px}
.suggest p{margin:0 0 6px}.suggest .calc{font-size:12px}
.stats.three{grid-template-columns:repeat(3,1fr)}
.timeline{position:relative;padding-left:22px;margin-top:8px}
.timeline:before{content:"";position:absolute;left:6px;top:8px;bottom:8px;width:2px;background:var(--line)}
.day{position:relative;margin-bottom:12px}
.day-dot{position:absolute;left:-22px;top:22px;width:14px;height:14px;border-radius:50%;background:var(--line-strong);border:3px solid var(--surface)}
.day-dot.ok{background:var(--receita)}.day-dot.warn{background:var(--alerta)}.day-dot.over{background:var(--despesa)}
.day.today .day-body{border-color:var(--brand)}
.day-body{padding:16px 20px}
.day-head{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.day-head b{font-weight:600}
.day-total{display:flex;align-items:center;gap:10px}.day-total .mono{font-weight:500}
.day-body .track{margin-top:10px}
.day-body .list{margin-top:6px}
.day.empty-day .day-body{padding:10px 20px;background:transparent;box-shadow:none}
.day.empty-day .day-head b{font-weight:500;color:var(--ink-muted)}
.no-items{margin:4px 0 0}
.list .t span em{font-style:normal;color:var(--alerta)}
.timeline-future{margin-bottom:16px}

/* despesas mensais e financiamentos */
.pay-inline{display:flex;gap:6px;align-items:center;justify-content:flex-end;flex-wrap:wrap}
.pay-inline input,.pay-inline select{margin:0;height:34px;font-size:13px;padding:0 10px;border-radius:10px;width:auto}
.pay-inline input[name=valor]{width:100px}
.pay-inline input[type=date]{width:140px}
.pay-inline.wide{justify-content:flex-start;margin-top:8px}
.fx-table td{vertical-align:middle}
.fin-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:16px 0 8px}
.fin-grid span{display:block;margin-bottom:2px}.fin-grid b{font-weight:500;font-size:15px}

@media (max-width:860px){.fin-grid{grid-template-columns:1fr 1fr}.stats.three{grid-template-columns:1fr 1fr 1fr}}
@media (max-width:560px){
  .stats.three{grid-template-columns:1fr}
  .credit-grid{grid-template-columns:1fr}
  .form-grid.two{grid-template-columns:1fr 1fr;gap:0 10px}
  .fx-table th:nth-child(1),.fx-table td:nth-child(1){display:none}
  .fx-table td:last-child{min-width:0}
  .pay-inline input[name=valor]{width:90px}.pay-inline input[type=date]{width:130px}
  .day-body{padding:14px 16px}
  .timeline{padding-left:18px}.day-dot{left:-18px}.timeline:before{left:4px}
}

.hero-grid{align-items:start}
.table-scroll{overflow-x:auto}
@media (max-width:560px){
  .fat-table th:nth-child(1),.fat-table td:nth-child(1),.fat-table th:nth-child(5),.fat-table td:nth-child(5){display:none}
  .fat-table td:nth-child(2){padding-left:16px}.fat-table td:nth-child(4){padding-right:16px}
  .fx-table thead{display:none}
  .fx-table tr{display:grid;grid-template-columns:1fr auto;gap:6px 12px;padding:14px 16px;border-top:1px solid var(--line)}
  .fx-table td{padding:0;border:0}
  .fx-table td:nth-child(2){grid-column:1;grid-row:1}
  .fx-table td:nth-child(3){grid-column:2;grid-row:1;text-align:right}
  .fx-table td:nth-child(4){grid-column:1;grid-row:2}
  .fx-table td:nth-child(5){grid-column:1/-1;grid-row:3;text-align:left}
  .fx-table .pay-inline{justify-content:flex-start}
  .fx-table td.center{grid-column:1/-1}
}

/* ===== Passo a passo de boas-vindas ===== */
.wizard .page{max-width:760px}
.wz{padding-bottom:40px}
.wz-steps{display:flex;list-style:none;padding:0;margin:0 0 20px;gap:6px}
.wz-steps li{flex:1;position:relative}
.wz-steps a{display:flex;flex-direction:column;align-items:center;gap:6px;text-decoration:none;color:var(--ink-muted);font-size:12px;text-align:center}
.wz-steps li:not(:last-child):after{content:"";position:absolute;top:15px;left:calc(50% + 20px);right:calc(-50% + 20px);height:2px;background:var(--line)}
.wz-steps li.done:not(:last-child):after{background:var(--brand)}
.wz-num{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;font:600 13px var(--font-mono);background:var(--surface-sunken);color:var(--ink-muted);flex:none}
.wz-steps li.on .wz-num{background:var(--brand);color:var(--on-brand)}
.wz-steps li.done .wz-num{background:var(--brand-soft);color:var(--brand)}
.wz-steps li.on a{color:var(--ink);font-weight:500}
.wz-card{padding:32px;border-radius:28px}
.wz-card .h1{margin:6px 0 10px}
.wz-card > p.muted{margin:0 0 20px;max-width:600px}
.wz-hello .h1{font-size:34px}
.wz-preview{list-style:none;padding:0;margin:20px 0;display:grid;gap:10px}
.wz-preview li{display:flex;gap:12px;align-items:center;padding:12px 14px;background:var(--surface-sunken);border-radius:14px}
.wz-preview li div{display:flex;flex-direction:column}
.wz-preview .wz-num{background:var(--brand);color:var(--on-brand)}
.wz-nav{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:28px;padding-top:20px;border-top:1px solid var(--line);flex-wrap:wrap}
.wz-nav-r{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.muted-btn{color:var(--ink-muted)}
.wz-list{display:flex;flex-direction:column;gap:10px;margin-bottom:12px}
.wz-row{display:grid;grid-template-columns:1.4fr 1fr 1fr auto;gap:0 12px;align-items:end;padding:14px;border:1px solid var(--line);border-radius:16px}
.wz-row label{margin-bottom:0}
.wz-row-act{display:flex;gap:6px;align-items:center;padding-bottom:4px}
.wz-add{margin:8px 0 4px}
.wz-add summary{cursor:pointer;color:var(--brand);font-weight:500;padding:8px 0;list-style:none}
.wz-add summary::-webkit-details-marker{display:none}
.wz-add .wz-row{margin-top:8px;border-style:dashed}
.wz-total{margin:12px 0 0;font-size:14px;color:var(--ink-muted)}.wz-total b{color:var(--ink)}
.wz-chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:16px}
.wz-chip{display:inline-flex;align-items:center;gap:6px;background:var(--brand-soft);color:var(--ink);padding:6px 6px 6px 14px;border-radius:999px;font-size:13px}
.wz-chip b{font-weight:600}
.wz-chip .x{border:0;background:transparent;color:var(--ink-muted);font-size:18px;line-height:1;width:24px;height:24px;border-radius:50%;cursor:pointer}
.wz-chip .x:hover{background:rgba(0,0,0,.08);color:var(--despesa)}
.wz-form{padding:18px;border:1px dashed var(--line-strong);border-radius:18px;margin-bottom:8px}
.form-grid.wz-grid{grid-template-columns:repeat(3,1fr);gap:0 12px}
.wz-sug{display:flex;flex-wrap:wrap;gap:6px;align-items:center;margin-bottom:12px}
.sug{border:1px solid var(--line-strong);background:var(--surface-raised);color:var(--ink);border-radius:999px;padding:6px 12px;font:13px var(--font-sans);cursor:pointer}
.sug:hover{border-color:var(--brand);color:var(--brand)}
.wz-calc{background:var(--surface-sunken);border-radius:16px;padding:14px 18px;margin-bottom:14px;max-width:420px}
.wz-calc div{display:flex;justify-content:space-between;padding:4px 0;font-size:14px}
.wz-calc .tot{border-top:1px solid var(--line-strong);margin-top:4px;padding-top:8px;font-weight:600}
.wz-done{width:64px;height:64px;border-radius:50%;background:var(--brand);color:var(--on-brand);display:grid;place-items:center;font-size:30px;margin-bottom:12px}
.wz-summary{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:20px 0}
.wz-summary div{background:var(--surface-sunken);border-radius:14px;padding:14px;display:flex;flex-direction:column;gap:2px}
.wz-summary b{font-size:20px;font-weight:500}.wz-summary span{font-size:12px;color:var(--ink-muted)}
a.wz-banner{display:flex;justify-content:space-between;align-items:center;gap:16px;text-decoration:none;color:inherit;margin-bottom:16px;border-color:var(--brand);background:var(--brand-soft)}
a.wz-banner div{display:flex;flex-direction:column;gap:2px}
@media (max-width:640px){
  .wz-card{padding:22px 18px}
  .wz-hello .h1{font-size:26px}
  .wz-steps .wz-lbl{font-size:11px}
  .wz-steps li:not(:last-child):after{left:calc(50% + 18px);right:calc(-50% + 18px)}
  .wz-row{grid-template-columns:1fr 1fr}.wz-row label:first-child{grid-column:1/-1}.wz-row-act{grid-column:1/-1;padding:4px 0 0}
  .form-grid.wz-grid{grid-template-columns:1fr 1fr}.wz-grid .span2{grid-column:1/-1}
  .wz-summary{grid-template-columns:1fr 1fr}
  .wz-nav{flex-direction:column-reverse;align-items:stretch}.wz-nav-r{flex-direction:column-reverse;align-items:stretch}.wz-nav .btn{width:100%}
  a.wz-banner{flex-direction:column;align-items:flex-start}
}
.wizard .mic,.wizard .mic-toast{display:none!important}
@media (max-width:640px){.wz-steps li:not(.on) .wz-lbl{visibility:hidden}.wz-steps li.on .wz-lbl{white-space:nowrap}}
/* escolha de conta em cartões */
.wz-pick{border:0;padding:0;margin:4px 0 16px;min-width:0}
.wz-pick legend{font-size:13px;font-weight:500;margin-bottom:8px;padding:0}
.wz-pick-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:8px}
.pick{position:relative;margin:0;cursor:pointer}
.pick input{position:absolute;opacity:0;width:1px;height:1px}
.pick span{display:flex;flex-direction:column;gap:2px;padding:12px 14px;border:1.5px solid var(--line-strong);border-radius:14px;background:var(--surface-raised);transition:border-color .12s,background .12s}
.pick span b{font-weight:600;font-size:14px}
.pick span small{font-size:12px;color:var(--ink-muted);font-family:var(--font-sans)}
.pick input:checked+span{border-color:var(--brand);background:var(--brand-soft);box-shadow:inset 0 0 0 1px var(--brand)}
.pick input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}
@media (max-width:640px){.wz-pick-grid{grid-template-columns:1fr 1fr}}
.wz-form-act{display:flex;gap:10px;flex-wrap:wrap;margin-top:4px}
.wz-box{margin-bottom:8px}
.wz-box > summary{cursor:pointer;list-style:none;font-weight:600;font-size:15px;padding:10px 0}
.wz-box > summary::-webkit-details-marker{display:none}
.wz-box:not([open]) > summary{color:var(--brand)}
.wz-box[open] > summary{color:var(--ink);cursor:default;pointer-events:none}
.wz-box:not([open]) + .muted.small{margin-top:0}
@media (max-width:640px){.wz-form-act{flex-direction:column}.wz-form-act .btn{width:100%}.wz-nav > form:last-child .btn{width:100%}}
.wz-row.nova{border-style:dashed;background:var(--surface)}
.wz-row{grid-template-columns:1.4fr 1fr 1fr 84px}@media (max-width:640px){.wz-row{grid-template-columns:1fr 1fr}.wz-row.nova .wz-row-act{display:none}}